HELP me with money !!?

go to the book store and hunt around. In fact go to the library, and get a bunch. Start reading through each and you will get a sense of which you like and which you don't. One that I like is "rich dad, poor dad" The premise here is that through life you need to focus on getting things that pay you money rather than take your money. Start now. Never buy a single family home until you get really rich. Pay off all of your credit card debt now since it is hard to have an investment that makes more than the credit card will ask from you.